Welcome to
All Capital Financial

A full spectrum mortgage broker.

MISSION STATEMENT

To provide our clients with a dependable, clear, and concise assessment of their financing needs on order to give them the best option.

LOAN PROGRAMS

  • Residential, Conventional and jumbo
  • FHA, VA
  • Fixed & ARM's
  • Home Equity Line of Credit Loans
  • Reverse Mortgages
  • Hard money loans
  • Commercial real estate loans


WHY CHOOSE A MORTGAGE BROKER?

  • I work for you, not the bank. 
  • Traditional banks can only offer you a limited range of products. An independent broker can choose what is best for you from an assortment of products and several or more underwriters.
  • I will answer your phone calls after bank hours and weekends. Our communication  will not just be text and messages and emails at the convenience of the bank's schedule. 

About Us

FOR OUR CLIENTS.

Every client situation in very unique.  We pride ourselves on exceeding our customer's expectations on finding the lowest possible rates in relation to the best loan program for our client's situation.  

FOR OUR REAL ESTATE AGENT PARTNERS.

Regarding home purchase loans, Choosing the best loan option for your (and our) clients is part of the work that has to go smoothly to ensure that your client's home purchase is a complete success.  We know that if the transaction does not close, the best loan does not matter.  There are numerous aspects of the transaction where you as the agent, will have to depend on the proper timely execution and follow up by your lender.  We are aware that a great experience for your client will significantly improve the amount of repeat referrals for your business.                                                

 YOUR SUCCESS IS OUR SUCCESS   

ABOUT OUR OWNER/ BROKER OF RECORD.

The company owner and Broker of Record, Enrique Jimenez holds a BS in Finance from San Jose State University.  During his first twenty years of professional experience, he held various financial and accounting positions such as Cost Accountant, International Accounting and Consolidations, Corporate Financial Reporting Manager, and Plant Controller.  At companies such as Memorex, Xerox, American microsystems Inc., and International Paper Co.

In the last 19 years he has devoted his practice to mortgage originating and real estate brokerage services.  Every loan scenario and submission to underwriting is personally audited by Enrique Jimenez himself, with the goal of an optimum outcome and a satisfied costumer 

Contact Us

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COMPANY NMLS: 1328444.

BROKER OF RECORD NMLS: 305137.

CALIFORNIA  BRE # 01281303.

All Capital Financial

San Clemente, California 92672.

(949) 481-2872